Rates

Interest Rates and Annual Percentage Yields are effective as of June 11, 2019 and are subject to change without notice.

Account Type Minimum Deposit to Open Account Min. Balance
To Obtain Annual Percentage Yield
Standard Rates Relationship Rates**
Interest Rate Interest Rate Interest Rate Interest Rate
IRA Savings* 25.00 25.00 to 4,999.99 .02% .02% .05% .05%
5,000.00 and over .04% .04% .50% .50%

Learn More About IRA Savings

Please note: Many of our CDs are available as IRAs. See “Certificate of Deposit” below for CD Rates. Please contact us for more information.

*This is a variable rate account, the rate may change after the account is opened.

**Ask us about our relationship rates available with Silver Lining, Heroes and Golden Rewards bundles.
Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.

  • To obtain our current interest rates you may call 207-324-2285 or 888-226-5747

PROBLEM RESOLUTION: If you have a complaint or concern with us regarding your deposit account, please call customer service at one of our locations and attempt to resolve the problem directly with us. If you feel we failed to resolve the problem, write a letter detailing the problem and resolution that are seeking to: Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333-0036. To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following address: http://www.state.me.us/pfr/financialinstitutions/complaint.htm . The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

Account Type Minimum Deposit to Open Account Min. Balance
To Obtain Annual Percentage Yield
Standard Rates Relationship Rates**
Interest Rate Interest Rate Interest Rate Interest Rate
 91 Day CD 500.00 500.00 .15% .15%
6 Month CD* 500.00 500.00 .20% .20%
7 Month No Penalty CD** 500.00 500.00 .50% .50% .75% .75%
9 Month CD* 500.00 500.00 .30% .30%
1 Year CD* 500.00 500.00 .60% .60% 1.34% 1.35%
1 1/2 Year Bump Up CD* 500.00 500.00 1.00% 1.00% 1.74% 1.75%
2 Year CD* 500.00 500.00 .75% .75% 2.08% 2.10%
2 1/2 Year CD* 500.00 500.00 1.00% 1.00% 2.42% 2.45%
3 Year CD* 500.00 500.00 1.24% 1.25% 2.62% 2.65%
4 Year CD* 500.00 500.00 1.01% 1.01% 1.11% 1.12%
5 Year CD* 500.00 500.00 1.70% 1.71% 1.85% 1.87%

Learn More About Certificates of Deposit

Please note: Many of these CDs are available as IRAs. Please contact Partners here for more information.

*A penalty may be imposed for early withdrawal

**7 Month No-Penalty CD allows for penalty free withdrawals during the term of CD. Not available as IRA’s.

***Ask us about our relationship rates available with Silver Lining, Heroes and Golden Rewards bundles.

  • The balance is the daily balance which is the amount of principal in the account each day.
  • Fees could reduce earnings on the account. Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.
  • All CDs are available as IRA’s, with the exception of the 7 Month No Penalty CD.
  • To obtain our current interest rates you may call 207-324-2285 or 888-226-5747

PROBLEM RESOLUTION: If you have a complaint or concern with us regarding your deposit account, please call customer service at one of our locations and attempt to resolve the problem directly with us. If you feel we failed to resolve the problem, write a letter detailing the problem and resolution that are seeking to: Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333-0036. To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following address: http://www.state.me.us/pfr/financialinstitutions/complaint.htm . The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

Account Type Minimum Deposit to Open Account Min. Balance
To Obtain Annual Percentage Yield
Interest Rate Annual Percentage Yield
1.00 0.00 to 2,499.99 .00% .00%*
2,500.00 and over .05% .05%*
25.00 0.00 to 249.99 .00% .00%*
250.00 to 999.99 .02% .02%*
1,000.00 to 2,499.99 .03% .03%*
2,500.00 and over .05% .05%*

 

Account Type Minimum Deposit to Open Account Min. Balance
To Obtain Annual Percentage Yield
Standard Rates Relationship Rates**
Interest Rate Annual Percentage Yield Interest Rate Annual Percentage Yield
PERSONAL – NOW Accounts
Ultimate Checking* 1.00 0.00 to 2,499.99 .00% .00%
2,500 and over .02% .02%
Heroes Checking* 1.00 0.00 to 2,499.99 .00% .00%
Silver Lining Checking*
PERSONAL – Savings and Money Markets
Golden Rewards Checking* 2,500 and over .02% .02%
Basic Statement Savings* 10.00 100.00 .02% .02
Best Interest Statement Savings* 25.00 0.00 to 249.99 .00% .00%
250.00 to 999.99 .02% .02%
1,000.00 to 2,499.99 .03% .03%
2,500 and over .05% .05%
Heroes Savings* .50% .50%
Silver Lining Savings*
Golden Rewards Savings*
Christmas Club Statement Savings* 10.00 10.00 and over 02% .02%
All Purpose Club Statement Savings*
Money Market* 2,500.00 500.00 to 2,499.99 .01% .01% .01% .01%
2,500.00 to 9,999.99 .02% .02% .02% .02%
10,000.00 to 24,999.99 .03% .03% .03% .03%
25,000.00 and over .05% .05% .30% .30%
Health Savings* 25.00 25.00 to 2,499.99 .01% .01% .01% .01%
2,500.00 to 4,999.99 .02% .02% .20% .20%
5,000.00 to 9,999.99 .03% .03% .30% .30%
10,000.00 and over .04% .04% .50% .50%
BUSINESS
Business NOW* 25.00 0.00 to 499.99 .00% .00%
500.00 to 2,499.00 .01% .01%
2,500.00 to 24,999.99 .02% .02%
25,000.00 to 99,999.99 .025% .025%
100,000.00 to 249,999.99 .04% .04%
250,000.00 and over .05% .05%
Business Savings* 10.00 100.00 and over .02% .02%
Business
Relationship Savings***
10.00 0.00 to 499.99.00 0.03% 0.03%
500.00 and over 0.30% 0.30%
Business Money Market* 500.00 0.00 to 499.99 .00% .00%
500.00 to 2,499.99 .01% .01%
2,500.00 to 9,999.99 .02% .02%
10,000.00 and over .03% .03%
Business
Relationship Money Market***
2,500.00 0.00 to 24,999.99 0.03% 0.03%
25,000.00 to 99,999.99 0.30% 0.30%
100,000.00 to 249,999.99 1.24% 1.25%
250,000.00 to 1,999,999.99 1.98% 2.00%
2,000,000.00 and over 1.49% 1.50%

*This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.
**Ask us about our relationship rates available with Silver Lining, Heroes and Golden Rewards bundles.
***Relationship pricing available to Business Banking Bundle customers only. Must have an active Business Checking account.

  • Except as otherwise noted, the balance is the daily balance which is the amount of principal in the account each day.
  • Fees could reduce earnings on the account. Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.
  • Christmas Club Accounts mature yearly on October 18th.
  • All Purpose Club Accounts mature yearly on April 6th.
  • To obtain our current interest rates you may call 207-324-2285 or 888-226-5747

PROBLEM RESOLUTION: If you have a complaint or concern with us regarding your deposit account, please call customer service at one of our locations and attempt to resolve the problem directly with us. If you feel we failed to resolve the problem, write a letter detailing the problem and resolution that are seeking to: Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333-0036. To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following address :http://www.state.me.us/pfr/financialinstitutions/complaint.htm . The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

For mortgage loan rates, contact one of our Mortgage Consultants.

Please Note: Partners advises that you do not bookmark our rate pages. Rates can change frequently and your bookmark may not be up to date.